Join Be part of IT Enjoy the benefits of low cost loans Increase your borrowing power by saving regularly All surplus goes back to members Joining Process How it Works. All applicants must live or work within North Lanarkshire to become a member 1. Click link below or come into the office to start joining process. 2. The credit union will contact you on the status on your application 3. Complete membership in the office or online. 4. Start your credit union journey. Click here to start joining application Click here to start Junior to Senior Transfer